Mortgage Loan Officer

About the Role

Key Responsibilities

• Originate residential mortgage loans for borrowers across assigned markets
• Work with homebuyers and homeowners to understand their financing needs
• Recommend appropriate mortgage products, loan structures, and financing options
• Support purchase loans, refinance loans, conventional loans, FHA loans, VA loans, jumbo loans, and other residential lending products
• Guide borrowers through the mortgage application, documentation, approval, and closing process
• Build and maintain relationships with real estate agents, referral partners, past clients, and prospective borrowers
• Manage an active loan pipeline and maintain consistent follow-up with borrowers and partners
• Coordinate with processing, underwriting, closing, and operations teams to help move loans forward efficiently
• Explain rates, loan terms, documentation requirements, disclosures, and next steps in a clear and professional manner
• Use CRM, LOS, and digital mortgage platforms to track leads, applications, and borrower communication
• Stay informed on mortgage products, lending guidelines, compliance requirements, and industry trends
• Deliver a responsive, professional, and client-focused borrower experience

Requirements

• Active NMLS license required, or ability to obtain required licensing quickly
• 1+ year of experience in mortgage loan origination, mortgage sales, residential lending, banking, or financial services sales preferred
• Understanding of mortgage products, including purchase loans, refinance loans, conventional loans, FHA loans, and VA loans
• Strong communication skills with the ability to explain mortgage options clearly
• Ability to build trust with borrowers, referral partners, and internal teams
• Experience managing a sales pipeline and following up consistently
• Comfortable working in a fully remote environment
• Self-motivated, organized, and accountable in a production-driven role
• Familiarity with mortgage documentation, disclosures, compliance, and lending regulations
• Strong relationship-building, problem-solving, and customer service skills

Benefits & Perks

• Fully remote role with flexible scheduling
• Competitive earning potential with uncapped commission opportunity
• Access to a broad range of mortgage products and borrower solutions
• CRM, LOS, and digital mortgage tools to support pipeline management
• Training, licensing support, and professional development may be available
• Marketing and referral-building resources may be available depending on market and experience level
• Medical, dental, and vision insurance options may be available
• Paid time off and company holidays
• Opportunity to grow with a mortgage lending team focused on speed, service, and long-term borrower relationships