Charlotte, NC · Banking & energy hiring guide
Bank of America and Truist are headquartered in Uptown Charlotte, and Duke Energy is a few blocks away. Careerscape's recruiters specialize by industry and fill finance, technology, risk and energy roles for Charlotte employers from a national, remote team.
By the numbers
The banking rank is national. The other figures cover the Charlotte metro, which spans eight North Carolina counties and three in South Carolina. Recent BLS months are preliminary and not seasonally adjusted.
Big-bank job families explained
Job titles at large banks rarely say what the work is. These are the families most Charlotte bank postings fall into, and what each one asks for.
Consumer, commercial, wealth and corporate banking. Relationship managers, credit analysts, underwriters and portfolio managers live here. Credit analysts earn a $100,640 metro median, against $83,510 nationally.
Banks usually describe risk work in three lines: the business owns its risks, independent risk and compliance teams oversee them, and internal audit tests both. Postings often name the line, so read it. AML, KYC, fraud, model risk and regulatory compliance roles sit in the second line.
Software engineering, cloud, data, cybersecurity and platform roles. Citi has committed to 510 jobs at a Charlotte tech hub, and Lowe's runs a tech office in South End, so bank tech teams compete with non-bank tech for the same people.
Payments, loan servicing, deposit operations and onboarding. Many risk and compliance careers start here, because operations staff learn the controls first-hand.
FP&A, controllership, regulatory reporting and treasury. These are accounting and finance roles with bank regulation on top, so prior bank or broker-dealer reporting experience shortens the ramp.
Anyone 18 or older can take FINRA's Securities Industry Essentials (SIE) exam without a sponsor, and results are valid for four years. The Series 7 requires sponsorship by a member firm. State-licensed mortgage loan originators complete NMLS-approved education and pass the SAFE MLO Test.
Pay benchmarks
Median annual wages for the Charlotte-Concord-Gastonia, NC-SC metro from the federal Occupational Employment and Wage Statistics survey. Several finance roles pay well above the North Carolina median: compliance officers earn $86,720 here against $78,500 statewide, and accountants $92,910 against $82,050.
| Role | Median annual pay | Source |
|---|---|---|
| Financial managers | $172,760 | BLS OEWS via O*NET OnLine (U.S. DOL), May 2025 |
| Software developers | $135,920 | BLS OEWS via O*NET OnLine (U.S. DOL), May 2025 |
| Information security analysts | $131,440 | BLS OEWS via O*NET OnLine (U.S. DOL), May 2025 |
| Financial and investment analysts | $106,510 | BLS OEWS via O*NET OnLine (U.S. DOL), May 2025 |
| Electrical engineers | $103,360 | BLS OEWS via O*NET OnLine (U.S. DOL), May 2025 |
| Credit analysts | $100,640 | BLS OEWS via O*NET OnLine (U.S. DOL), May 2025 |
| Accountants and auditors | $92,910 | BLS OEWS via O*NET OnLine (U.S. DOL), May 2025 |
| Compliance officers | $86,720 | BLS OEWS via O*NET OnLine (U.S. DOL), May 2025 |
| Electrical power-line installers and repairers | $81,740 | BLS OEWS via O*NET OnLine (U.S. DOL), May 2025 |
Medians cover all employers and experience levels. Across all jobs, the metro's mean hourly wage was $33.13 in May 2025 (BLS). For ranges by seniority, see the 2026 Salary Guide.
What's hiring
Metro job counts and 12-month changes below are BLS figures for September 2026 (preliminary). Company names are market context only.
Bank of America is headquartered at the Bank of America Corporate Center on North Tryon Street, and Truist at Truist Center a block away. Wells Fargo is based in San Francisco but runs a major Charlotte hub and is one of the region's largest employers.
SMBC Group announced a second U.S. headquarters in Uptown in April 2026, with 2,000 jobs targeted by late 2032 at an average salary of $165,686. Financial activities employment rose 0.6% to 127,500.
LendingTree is headquartered in Charlotte. Professional and business services, which includes computer systems design, consulting and accounting, grew fastest among large sectors: up 4.6% to 230,000 jobs.
Duke Energy is headquartered on South Tryon Street and runs utilities in the Carolinas, Florida, Indiana, Ohio and Kentucky. The Electric Power Research Institute lists Charlotte among its principal offices and laboratories. Utility hiring spans electrical engineers, line workers and regulatory and rate analysts.
Honeywell, renamed Honeywell Technologies, is still based in Charlotte after spinning off Phoenix-based Honeywell Aerospace on June 29, 2026. Nucor is based in SouthPark and SPX Technologies near Ballantyne. Manufacturing jobs fell 2.1% to 104,700.
The fastest-growing sector: mining, logging and construction jobs rose 6.7% to 89,500. Expect competition for project managers, superintendents and estimators.
Information jobs fell 5.6% to 23,700. Candidates from media, telecom and publishing may be easier to find than a year ago.
Where the work is
The metro covers Mecklenburg and seven other North Carolina counties plus York, Lancaster and Chester counties in South Carolina. Commute direction and state of residence both matter.
Charlotte's central business district: Bank of America Corporate Center, Truist Center, Duke Energy's headquarters, and Honeywell Technologies' headquarters on South Mint Street. SMBC's new U.S. hub will be here. The LYNX Blue Line light rail runs through it.
Just south of Uptown, home to Lowe's Charlotte tech hub.
An office and retail district about six miles south of Uptown, centered on Fairview and Sharon roads. Nucor's headquarters is here. Most commuters drive, and rush-hour congestion is common.
Ballantyne Corporate Park covers 535 acres with more than 4 million square feet of office space near the South Carolina line. SPX Technologies is headquartered nearby, and the area has been redeveloping into a mixed-use district since 2017.
Home to UNC Charlotte, which enrolled 32,207 students in fall 2025. Its Belk College of Business offers finance, accounting and a master's in mathematical finance. The Blue Line extends to campus.
York County is part of the metro. LPL Financial lists Fort Mill among its main offices. South Carolina rules, such as universal E-Verify, apply to employees working here.
Lowe's is headquartered in Mooresville, in Iredell County, and Curtiss-Wright in nearby Davidson. A northern base for retail, corporate and engineering talent.
For employers
Practical points for Charlotte-area employers, current as of October 2026. General information, not legal advice.
North Carolina private employers with 25 or more employees must use E-Verify. In South Carolina, all private employers must use it for new hires, so a Fort Mill office with five people is covered.
North Carolina does not require salary ranges in job postings. A remote role open to candidates in states that do require ranges may still need one in that posting.
Since 2021, the North Carolina Wage and Hour Act requires written notice at hire of promised wages, including bonuses and commissions, plus the payday. Cuts to promised wages need written notice at least one pay period ahead. Final pay is due by the next regular payday.
Since January 1, 2022, the city's ordinance has covered employers of every size, not just those with 15 or more workers. It adds classes such as sexual orientation, gender identity, familial status, veteran status and natural hairstyle. Complaints go to Charlotte-Mecklenburg Community Relations.
North Carolina's flat rate is 3.99% for 2026 and is scheduled to fall to 3.49% in 2027. South Carolina's top rate dropped to 5.21% for 2026. Cross-state commuters should check withholding with payroll.
If the role needs a Series 7 or similar registration, the firm has to sponsor it. Candidates who already passed the SIE are easier to start. Say in the posting whether you sponsor.
Request talent with the role, pay range and whether it is in Uptown, hybrid or remote. An industry recruiter screens candidates and sends a short list to your private Employer Portal, where you request interviews and leave feedback.
For job seekers
How to stand out with Charlotte employers, whether you are already here or moving in.
It needs no sponsor and stays valid for four years. Passing it shows a bank or broker-dealer you are serious and shortens the path to a Series 7.
"Risk experience" is vague. Say AML, KYC, fraud, credit, model risk or operational risk, and which line of defense you worked in. Recruiters and hiring managers search on those words.
Charlotte medians run above North Carolina's for many finance roles. Check the table above and the 2026 Salary Guide before you name a number.
Ballantyne, SouthPark, University City and Fort Mill all hold corporate finance, tech and operations jobs, and the commute may be easier.
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